Banking is a bit like being in a relationship.
If you’ve been with the one bank for a while – maybe you’ve got an investment property or two together – you might feel like you’re stuck in a rut. Poorly structured and inefficient security arrangements could make ongoing trading a real pain. If you think it’s time for a portfolio restructure, that’s where we come in.
We can renegotiate facilities on your behalf with your existing lender which can lead to some great benefits, including:
- releasing equity with the right product so that you can invest even more
- decreasing vulnerability from exposure to any one lender’s credit and pricing policy – funding terms may suit the lender are you providing more security than you need to? Could you enter into a more equitable relationship elsewhere?
- negotiating more favourable terms and pricing
- quarantining your house from non-related borrowings, to keep your family home protected
- simplifying tax arrangements leading to a happier accountant!
If it’s been a while since you last reviewed your portfolio, contact us today for an obligation and cost free chat.